Zip Reviews
(Rated by 14 users)
Are you looking for ways to save money when shopping at Zip. Our Zip coupon codes can help you do just that! Over 14 customers have already used our coupons to save an average of $53 with Zip discount codes. There are currently 6 coupons available, so now is the perfect time to join in on the savings.
Are you looking for ways to save money when shopping at Zip. Our Zip coupon codes can help you do just that! Over 14 customers have already used our coupons to save an average of $53 with Zip discount codes. There are currently 6 coupons available, so now is the perfect time to join in on the savings.
Payment Methods
- Credit/Debit Cards
- PayPal
- Apple Pay
- Venmo
- Cash App
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
4.6
Base on 14 Reviews
Ratings by Feature
Ratings by Feature
- Good Value4.4
- Price & Quality4.3
- Shipping & Delivery4.8
- Customer Service4.2
- Return Policy4.6
Recent Customer Reviews (14)
Lyle Thivierge
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Steven Hollingsworth
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Elizabeth Donnelly
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Chris Banks
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Nurhan Slieker
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Luca Kaestner
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Crystal Becker
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Jacquelyn Terrell
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Irene Baker
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Hayden Farmer
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Zip Pricing
Zip Pay Limits
up to $350
Zip Pay Monthly Account Fee
$9.95
Zip Pay Late Fee
$5
Zip Pay Everyday Spending
up to $1,000
Zip Money Purchases
over $1,000
Late Fees
up to $7
Payment Methods
Accepted Payment Options:
Prices for items on Zip.co vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Credit/Debit Cards
PayPal
Apple Pay
Venmo
Cash App
Payment Process
- Payments can be made online during the checkout process.
- For Zip credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
Zip Pros & Cons
Pros
1
Flexibility in Payment Rescheduling: Zip allows users to reschedule one payment for free each calendar month, with additional rescheduling fees being lower compared to other providers.
2
Wide Availability: Zip is available at many retailers and can be used both online and in-store, making it widely accessible.
3
Easy to Use: The Zip app is easy to operate, and the service is simple to understand.
4
Customer Support: The customer support team is quick to respond to issues, and many customers have reported positive experiences after resolving their problems.
CONS
1
Installment Fee: Zip charges an automatic installment fee, which is essentially interest added to the total loan amount. This makes purchases more expensive than if no BNPL service was used.
2
Late Fees: Zip charges late fees up to $7 if payments are missed, which can add up quickly.
3
No Monthly Financing Option: Unlike some other BNPL providers, Zip does not offer monthly financing options, which can be beneficial for larger purchases.
4
Potential for High Interest: While Zip Pay does not charge interest, Zip Money does, and the interest rates can be high (23.9%).
5
Risk of Debt: The low minimum repayments and potential for high fees can lead to long-term debt if not managed properly.
Zip Features and Benefits
Features
Buy Now Pay Later
Split nearly any purchase into 4 installments over 6 weeks, paying 25% at checkout and 25% every two weeks.
Zip Pay
Interest-free option for everyday spending up to $1,000 with flexible repayments.
Zip Money
For larger purchases over $1,000 with a minimum of 3 months interest-free period.
Interest-Free Period
Zip Pay is interest-free; Zip Money offers at least 3 months interest-free.
Flexible Repayments
Convenient repayment options that users can choose to suit their needs.
Online and Instore Shopping
Shop both online and in-store with Zip.
Flexibility in Payment Rescheduling
Reschedule one payment for free each calendar month, with additional rescheduling fees lower than competitors.
Wide Availability
Available at many retailers both online and in-store.
Easy to Use
Simple app and straightforward service.
Customer Support
Quick responses and positive experiences after resolving issues.
Automatic Refund Processing
Refunds automatically update the Zip payment plan within 13 days of merchant notification (up to 21 days).
Report a Return Button
Informs Zip that part or all of the order has been returned to the merchant.